1. Acceptance of terms
By accessing or using this website, you agree to these Terms and Conditions and the Privacy Policy. If you do not agree, do not use the site. These terms concern the website only; a mortgage application, loan disclosures, agreements, and closing documents are governed by their own terms.
2. Educational purpose
Website content and calculators are provided for general education and planning. They are not financial, legal, tax, investment, insurance, or real-estate advice. They are not a Loan Estimate, Closing Disclosure, rate lock, credit decision, approval, guarantee, or commitment to lend. You should obtain advice from qualified professionals for consequential decisions.
3. No offer or guarantee
Nothing on this website is an offer of credit. Loan programs, pricing, terms, interest rates, fees, limits, and guidelines may change and depend on the complete borrower, property, and transaction profile. All loans are subject to credit approval, acceptable property review, title requirements, verification, applicable law, and program guidelines.
4. Calculator limitations
Calculator results depend solely on the values entered and simplified formulas. Results may omit mortgage insurance, association dues, flood insurance, closing costs, prepaid items, tax changes, payment adjustments, servicing practices, and other material factors. Do not rely on a calculator result as an approval or final payment.
5. Accurate and lawful use
You agree not to misuse the website, interfere with its operation, attempt unauthorized access, introduce malicious code, scrape the site in a manner that disrupts service, impersonate another person, submit false information, or use content unlawfully.
6. Intellectual property
The website design, original text, graphics, branding, and organization are owned by or licensed to duPont Lending or NEXA Lending and are protected by applicable law. You may use the site for personal informational purposes. No broader license is granted without written permission.
7. External websites
Links may lead to the secure application portal, NMLS Consumer Access, government resources, social-media platforms, and other third-party sites. Links are provided for convenience and do not make duPont Lending responsible for external content, availability, security, privacy, or accessibility.
8. Availability and changes
The website may be changed, suspended, or discontinued without notice. Content may contain errors or become outdated. Reasonable efforts may be made to maintain useful information, but no warranty is made that every page is complete, current, or uninterrupted.
9. Disclaimer of warranties
To the fullest extent permitted by law, the website is provided “as is” and “as available,” without express or implied warranties. Applicable law may not permit some disclaimers, so portions of this section may not apply to you.
10. Limitation of liability
To the fullest extent permitted by law, duPont Lending, NEXA Lending, and their personnel and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from website use. Rights that cannot lawfully be limited remain unaffected.
11. Governing requirements
These terms are subject to applicable federal and state law. If any provision is unenforceable, the remaining provisions continue to the extent permitted. Failure to enforce a provision is not a waiver.
12. Contact
Questions about these terms may be directed to duPont Lending at 5559 S Sossaman Rd, Bldg 1 Ste 101, Mesa, AZ 85212 or 480-546-8001.