Terms and Conditions

1. Agreement to Terms

By accessing and using the duPont Lending website (the "Site"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on duPont Lending's Site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on the Site
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server
• Violate any applicable laws or regulations

3. Disclaimer

The materials on duPont Lending's Site are provided on an "as is" basis. duPont Lending makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall duPont Lending or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on duPont Lending's Site, even if duPont Lending or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on duPont Lending's Site could include technical, typographical, or photographic errors. duPont Lending does not warrant that any of the materials on its Site are accurate, complete, or current. duPont Lending may make changes to the materials contained on its Site at any time without notice.

6. Links

duPont Lending has not reviewed all of the sites linked to its Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by duPont Lending of the site. Use of any such linked website is at the user's own risk.

7. Modifications

duPont Lending may revise these terms of service for its Site at any time without notice. By using this Site, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Arizona, and you irrevocably submit to the exclusive jurisdiction of the courts located in Arizona.

9. Loan Services Disclaimer

duPont Lending provides mortgage brokerage services and connects borrowers with lenders. We are not a direct lender. All loan products and services are subject to credit approval and verification of income, assets, and employment. Rates, terms, and conditions are subject to change without notice.

duPont Lending is licensed as a Mortgage Broker (NMLS #1660690) in multiple states. Jeffrey duPont is a Licensed Loan Officer (NMLS #1767357). Susie Skulley is a Business Development Manager and is not a licensed loan officer.

10. Calculators and Tools

All calculators and financial tools provided on this Site are for educational and informational purposes only. Results are estimates based on the information provided and should not be considered as loan approval or a guarantee of any kind. Actual loan terms, rates, and payments may vary based on individual circumstances, credit profile, and lender requirements.

11. User Submissions

Any information, materials, or communications you submit to duPont Lending through this Site (including but not limited to loan applications, personal financial information, and inquiries) will be treated as non-confidential and non-proprietary. duPont Lending may use such submissions for any purpose without compensation to you.

12. SMS Communications & Consent

By providing your mobile phone number and opting in to SMS communications, you consent to receive text messages from duPont Lending regarding your loan application, account updates, and promotional offers. Message frequency may vary. Standard message and data rates may apply based on your wireless carrier's plan.

You can opt out of SMS communications at any time by replying "STOP" to any text message or by contacting us directly. We comply with all TCPA (Telephone Consumer Protection Act) regulations and will not send unsolicited messages to numbers registered on the National Do Not Call Registry.

For more information about how we use your phone number, please review our Privacy Policy.

13. Privacy and Data Protection

Your use of this Site is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: