Buyer’s Checklist | duPont Lending

Before you apply

Clarify your target monthly housing paymentReview recent credit reports for accuracyAvoid opening new debts without discussing the impactOrganize current income and asset records

For documentation

Government-issued identificationRecent income documentationRecent asset statements with all pagesEmployment and housing historyAdditional business or rental records when applicable

During the home search

Separate must-haves from preferencesEstimate property-specific taxes and insuranceReview association costs and rulesKeep funds and employment stable

Before closing

Review the Loan Estimate and Closing DisclosureComplete requested conditions promptlyVerify final funds and wiring instructions independentlyDo not make unexplained large financial changes

This checklist is educational and not exhaustive. Required documents and transaction steps vary.

Home Buyer’s Checklist

Before you apply

For documentation

During the home search

Before closing