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Extra Payments Calculator

Estimate how a recurring additional principal payment may affect payoff timing and interest.

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Scenario inputs

Adjust your assumptions

Results update as you type. Use realistic assumptions and compare more than one scenario.

How to use this estimate

Start with a realistic range. Use values that reflect your current plan rather than a best-case target.

Change one variable at a time. This makes it easier to understand which assumptions move the result.

Confirm the full scenario. Taxes, insurance, fees, credit, property, and program requirements can materially change actual terms.

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