Utah Down Payment Assistance Programs
Comprehensive guide to Utah DPA programs through Utah Housing Corporation. Get up to Up to 4% of loan amount to help with your down payment and closing costs.
Utah Down Payment Assistance Programs: Options & Benefits
Utah Housing Corporation offers multiple down payment assistance programs to help Utah homebuyers achieve homeownership with reduced upfront costs.
Provides down payment and closing cost assistance with competitive rates. Assistance is a second mortgage with deferred payments.
Program for repeat buyers or those who haven't owned recently, offering down payment assistance.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| FirstHome | Deferred Loan | Up to 4% of loan amount | N/A |
| HomeAgain | Forgivable Loan | Up to 3% of loan amount | 5 years |
Eligibility Requirements
To qualify for Utah down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer for FirstHome; repeat buyers eligible for HomeAgain
- Minimum credit score of 640
- Property must be in Utah and primary residence
- Meet income limits
- Complete homebuyer education
How to Apply
Follow these steps to access Utah down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Utah DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Utah Down Payment Assistance?
Get pre-qualified in minutes and discover which Utah DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Utah Resources
For more information about Utah down payment assistance programs
Utah Housing Corporation
Official state housing finance agency administering DPA programs in Utah
Visit Official WebsiteNeed help navigating Utah DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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