Oregon Down Payment Assistance Programs
Comprehensive guide to Oregon DPA programs through Oregon Housing and Community Services. Get up to Up to 3% of loan amount to help with your down payment and closing costs.
Oregon Down Payment Assistance Programs: Options & Benefits
Oregon Housing and Community Services offers multiple down payment assistance programs to help Oregon homebuyers achieve homeownership with reduced upfront costs.
Provides assistance as a second mortgage with no monthly payments. Repaid when you sell, refinance, or pay off first mortgage.
Enhanced program offering higher assistance amounts for eligible first-time buyers.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| Down Payment Assistance Loan | Deferred Loan | Up to 3% of loan amount | N/A |
| Advantage Down Payment Assistance | Forgivable Loan | Up to 5% of loan amount | 10 years |
Eligibility Requirements
To qualify for Oregon down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer or haven't owned in 3 years
- Minimum credit score of 640
- Property must be in Oregon and primary residence
- Meet income and purchase price limits
- Complete homebuyer education
How to Apply
Follow these steps to access Oregon down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Oregon DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Oregon Down Payment Assistance?
Get pre-qualified in minutes and discover which Oregon DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Oregon Resources
For more information about Oregon down payment assistance programs
Oregon Housing and Community Services
Official state housing finance agency administering DPA programs in Oregon
Visit Official WebsiteNeed help navigating Oregon DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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