OH Down Payment Assistance

Ohio Down Payment Assistance Programs

Comprehensive guide to Ohio DPA programs through Ohio Housing Finance Agency (OHFA). Get up to Up to $7,500 to help with your down payment and closing costs.

Up to $7,500
Max Assistance
2
Programs Available
640
Min Credit Score
Required
Homebuyer Education

Ohio DPA Programs

Ohio Housing Finance Agency (OHFA) offers multiple down payment assistance programs to help Ohio homebuyers achieve homeownership with reduced upfront costs.

Grants for Grads
Grant

Special program for recent college graduates offering down payment assistance as a grant (no repayment required).

Assistance Amount
Up to $7,500
Your Choice!
Deferred Loan

Flexible down payment assistance program with multiple options based on buyer needs.

Assistance Amount
Up to 5% of loan amount
Program Comparison
ProgramTypeAmountForgiveness
Grants for GradsGrantUp to $7,500N/A
Your Choice!Deferred LoanUp to 5% of loan amountN/A

Eligibility Requirements

To qualify for Ohio down payment assistance programs, you typically need to meet these requirements:

General Requirements
  • First-time homebuyer or haven't owned in 3 years
  • Minimum credit score of 640
  • Property must be in Ohio and primary residence
  • Meet income and purchase price limits
  • Complete homebuyer education
Key Limits & Requirements
Minimum Credit Score
640
Income Limit
Up to 100% AMI (varies by county)
First-Time Buyer Required
Yes
Homebuyer Education
Required

How to Apply

Follow these steps to access Ohio down payment assistance programs through duPont Lending

1

Get Pre-Qualified

Complete our quick online application to determine your eligibility and loan options.

2

Choose Your Program

Work with your loan officer to select the best Ohio DPA program for your situation.

3

Complete Education

Complete required homebuyer education course (we'll guide you to approved providers).

4

Close on Your Home

Finalize your loan with down payment assistance applied, reducing your upfront costs.

Ready to Access Ohio Down Payment Assistance?

Get pre-qualified in minutes and discover which Ohio DPA programs you qualify for. Our experienced team will guide you through every step of the process.

Official Ohio Resources

For more information about Ohio down payment assistance programs

Ohio Housing Finance Agency (OHFA)

Official state housing finance agency administering DPA programs in Ohio

Visit Official Website

Need help navigating Ohio DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.