MT Down Payment AssistanceMontana Down Payment Assistance Programs
Comprehensive guide to Montana DPA programs through Montana Board of Housing. Get up to Up to 4% of loan amount to help with your down payment and closing costs.
Montana DPA Programs
Montana Board of Housing offers multiple down payment assistance programs to help Montana homebuyers achieve homeownership with reduced upfront costs.
Provides down payment and closing cost assistance with competitive interest rates. Assistance is a second mortgage with deferred payments.
Enhanced assistance for specific professions (teachers, police, firefighters, healthcare workers).
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| HOUSE Program | Deferred Loan | Up to 4% of loan amount | N/A |
| TSEP (Targeted State Employment Program) | Forgivable Loan | Up to 5% of loan amount | 5 years |
Eligibility Requirements
To qualify for Montana down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer (no ownership in past 3 years)
- Minimum credit score of 660
- Property must be in Montana and primary residence
- Meet income limits
- Complete homebuyer education
How to Apply for Montana Down Payment Assistance in 4 Steps
Follow these steps to access Montana down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Montana DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Montana Down Payment Assistance?
Get pre-qualified in minutes and discover which Montana DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Montana Resources
For more information about Montana down payment assistance programs
Montana Board of Housing
Official state housing finance agency administering DPA programs in Montana
Visit Official WebsiteNeed help navigating Montana DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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