MO Down Payment AssistanceMissouri Down Payment Assistance Programs
Comprehensive guide to Missouri DPA programs through Missouri Housing Development Commission (MHDC). Get up to Up to 3% of loan amount to help with your down payment and closing costs.
Missouri DPA Programs
Missouri Housing Development Commission (MHDC) offers multiple down payment assistance programs to help Missouri homebuyers achieve homeownership with reduced upfront costs.
Provides assistance as a second mortgage with no monthly payments. Repaid when you sell or refinance.
Federal tax credit that reduces income tax liability, increasing funds available for housing costs.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| Down Payment Assistance | Deferred Loan | Up to 3% of loan amount | N/A |
| Mortgage Credit Certificate | Tax Credit | Up to $2,000 annual tax credit | N/A |
Eligibility Requirements
To qualify for Missouri down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer or haven't owned in 3 years
- Minimum credit score of 640
- Property must be in Missouri and primary residence
- Meet income limits based on county
- Complete homebuyer education course
How to Apply for Missouri Down Payment Assistance with duPont Lending
Follow these steps to access Missouri down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Missouri DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Missouri Down Payment Assistance?
Get pre-qualified in minutes and discover which Missouri DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Missouri Resources
For more information about Missouri down payment assistance programs
Missouri Housing Development Commission (MHDC)
Official state housing finance agency administering DPA programs in Missouri
Visit Official WebsiteNeed help navigating Missouri DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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