MD Down Payment AssistanceMaryland Down Payment Assistance Programs
Comprehensive guide to Maryland DPA programs through Maryland Department of Housing and Community Development. Get up to Up to $15,000 to help with your down payment and closing costs.
Maryland DPA Programs
Maryland Department of Housing and Community Development offers multiple down payment assistance programs to help Maryland homebuyers achieve homeownership with reduced upfront costs.
Provides substantial down payment and closing cost assistance with competitive rates. Assistance is a forgivable second mortgage.
Additional assistance specifically for closing costs, reducing upfront cash needed.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| Maryland Mortgage Program | Forgivable Loan | Up to $15,000 | 15 years |
| Settlement Expense Loan Program | Deferred Loan | Up to $5,000 | N/A |
Eligibility Requirements
To qualify for Maryland down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer or haven't owned in 3 years
- Minimum credit score of 640
- Property must be in Maryland and primary residence
- Meet income and purchase price limits
- Complete homebuyer education
How to Apply for Maryland Down Payment Assistance
Follow these steps to access Maryland down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Maryland DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Maryland Down Payment Assistance?
Get pre-qualified in minutes and discover which Maryland DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Maryland Resources
For more information about Maryland down payment assistance programs
Maryland Department of Housing and Community Development
Official state housing finance agency administering DPA programs in Maryland
Visit Official WebsiteNeed help navigating Maryland DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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