Kansas Down Payment Assistance Programs
Comprehensive guide to Kansas DPA programs through Kansas Housing Resources Corporation (KHRC). Get up to Up to 3.5% of loan amount to help with your down payment and closing costs.
KHRC’s Kansas Down Payment Assistance Programs
Kansas Housing Resources Corporation (KHRC) offers multiple down payment assistance programs to help Kansas homebuyers achieve homeownership with reduced upfront costs.
Provides down payment and closing cost assistance as a second mortgage with no monthly payments.
Enhanced assistance for buyers purchasing in designated rural areas of Kansas.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| First-Time Homebuyer Program | Deferred Loan | Up to 3.5% of loan amount | N/A |
| Rural Housing Incentive | Forgivable Loan | Up to 5% of loan amount | 5 years |
Eligibility Requirements
To qualify for Kansas down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer or haven't owned in 3 years
- Minimum credit score of 640
- Property must be in Kansas and primary residence
- Meet income and purchase price limits
- Complete homebuyer education
How to Apply
Follow these steps to access Kansas down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Kansas DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Kansas Down Payment Assistance?
Get pre-qualified in minutes and discover which Kansas DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Kansas Resources
For more information about Kansas down payment assistance programs
Kansas Housing Resources Corporation (KHRC)
Official state housing finance agency administering DPA programs in Kansas
Visit Official WebsiteNeed help navigating Kansas DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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