IN Down Payment AssistanceIndiana Down Payment Assistance Programs
Comprehensive guide to Indiana DPA programs through Indiana Housing and Community Development Authority. Get up to Up to 3.5% of loan amount to help with your down payment and closing costs.
Indiana DPA Programs
Indiana Housing and Community Development Authority offers multiple down payment assistance programs to help Indiana homebuyers achieve homeownership with reduced upfront costs.
Provides down payment assistance as a second mortgage with no monthly payments. Repaid when you sell or refinance.
Federal tax credit reducing your income tax liability, effectively lowering monthly housing costs.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| Next Home | Deferred Loan | Up to 3.5% of loan amount | N/A |
| Mortgage Credit Certificate | Tax Credit | Up to $2,000 annual tax credit | N/A |
Eligibility Requirements
To qualify for Indiana down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer or haven't owned in 3 years
- Minimum credit score of 640
- Property must be in Indiana and primary residence
- Meet income and purchase price limits
- Use approved mortgage program
How to Apply for Indiana Down Payment Assistance with duPont Lending
Follow these steps to access Indiana down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Indiana DPA program for your situation.
Complete Education
Optional: Complete homebuyer education to better understand the process.
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Indiana Down Payment Assistance?
Get pre-qualified in minutes and discover which Indiana DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Indiana Resources
For more information about Indiana down payment assistance programs
Indiana Housing and Community Development Authority
Official state housing finance agency administering DPA programs in Indiana
Visit Official WebsiteNeed help navigating Indiana DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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