DE Down Payment AssistanceDelaware Down Payment Assistance Programs
Comprehensive guide to Delaware DPA programs through Delaware State Housing Authority (DSHA). Get up to Up to $15,000 to help with your down payment and closing costs.
Delaware DPA Programs
Delaware State Housing Authority (DSHA) offers multiple down payment assistance programs to help Delaware homebuyers achieve homeownership with reduced upfront costs.
Combines down payment and closing cost assistance with competitive interest rates. Assistance provided as a forgivable second mortgage.
Offers down payment assistance with below-market interest rates for eligible first-time buyers.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| Preferred Plus | Forgivable Loan | Up to $15,000 | 5 years |
| First-Time Homebuyer Program | Deferred Loan | Up to 6% of purchase price | N/A |
Eligibility Requirements
To qualify for Delaware down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer (no ownership in past 3 years)
- Minimum credit score of 640
- Property must be in Delaware and primary residence
- Meet income and purchase price limits
- Complete homebuyer education
How to Apply for Delaware Down Payment Assistance
Follow these steps to access Delaware down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Delaware DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Delaware Down Payment Assistance?
Get pre-qualified in minutes and discover which Delaware DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Delaware Resources
For more information about Delaware down payment assistance programs
Delaware State Housing Authority (DSHA)
Official state housing finance agency administering DPA programs in Delaware
Visit Official WebsiteNeed help navigating Delaware DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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