Foreign National Mortgage Loans
Home financing for non-U.S. citizens. Purchase investment or vacation property in the United States without citizenship or permanent residency.
GET PRE-APPROVEDKey Benefits of Foreign National Mortgage Loans
No U.S. Credit Required
Use foreign credit history
No SSN Needed
ITIN or passport acceptable
Investment Properties
Purchase rental properties
Vacation Homes
Second home financing
Large Loan Amounts
Up to $5M+
Fast Closing
30-45 days typical
Frequently Asked Questions
Do I need to be in the U.S.?
No! We can close loans with borrowers located anywhere in the world. Remote notarization available.
What down payment is required?
Typically 30-40% for investment properties, 25-35% for vacation homes. Higher down payments may get better rates.
Can I use rental income?
Yes! Expected rental income can be used to qualify. We'll use market rent analysis or existing lease agreements.
What documentation do I need?
Passport, proof of foreign income (bank statements, tax returns), proof of funds for down payment, and foreign credit report if available.
Ready to Get Started?
Get pre-approved and discover your financing options today.