Jumbo loans are designed for luxury homes and high-value properties that exceed conventional loan limits. In most Arizona counties, loans above $766,550 are considered jumbo loans. Despite the larger loan amounts, we offer competitive rates and flexible terms for qualified borrowers with strong credit and substantial assets.
Key Benefits
Higher Loan Amounts
Finance properties above conventional loan limits
Competitive Rates
Access to attractive rates for qualified borrowers
Luxury Property Financing
Perfect for high-end homes and estates
Flexible Terms
Choose from various fixed and adjustable rate options
Multiple Property Types
Available for primary, secondary, and investment properties
Portfolio Diversification
Maintain liquidity while financing your dream home
Typical Requirements
Excellent credit score (typically 700+)
Larger down payment (usually 10-20%)
Low debt-to-income ratio (typically below 43%)
Substantial cash reserves (6-12 months)
Comprehensive income documentation
Full property appraisal required
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Contact us today to learn more about jumbo loans and see if it's right for you.