Your Journey to Homeownership Starts Here
Expert guidance for first-time homebuyers. Access to 260+ lenders with programs designed for you, including low down payment options.
Start Your Homebuying Journey
Get pre-approved in 24 hours - no obligation
Why First-Time Buyers Choose Jeffrey duPont
Expert Guidance
We walk you through every step of the homebuying process, from pre-approval to closing.
Low Down Payments
Access programs with as little as 3% down, plus down payment assistance options.
Free Education
Complimentary homebuyer education to help you make informed decisions.
Multiple Programs
FHA, Conventional 97, USDA, and state-specific first-time buyer programs.
Fast Pre-Approval
Get pre-approved in 24 hours so you can shop with confidence.
260+ Lenders
We shop 260+ lenders to find the best rate and program for you.
First-Time Homebuyer Programs
FHA Loans
- As low as 3.5% down payment
- Credit scores as low as 580
- Flexible debt-to-income ratios
- Gift funds allowed for down payment
Conventional 97
- Just 3% down payment required
- No upfront mortgage insurance
- PMI can be removed at 20% equity
- Competitive interest rates
USDA Loans
- 0% down payment option
- For eligible rural and suburban areas
- Income limits apply
- Low mortgage insurance rates
State Programs
- Down payment assistance grants
- Closing cost assistance
- Special rates for first-time buyers
- Available in multiple states
Your Homebuying Journey
Get Pre-Approved
Know your budget and shop with confidence
Find Your Home
Work with a realtor to find the perfect property
Make an Offer
Submit your offer with pre-approval letter
Close & Move In
Finalize your loan and get the keys!