WI Down Payment Assistance

Wisconsin Down Payment Assistance Programs

Comprehensive guide to Wisconsin DPA programs through Wisconsin Housing and Economic Development Authority (WHEDA). Get up to Up to $10,000 to help with your down payment and closing costs.

Up to $10,000
Max Assistance
2
Programs Available
640
Min Credit Score
Required
Homebuyer Education

Wisconsin DPA Programs

Wisconsin Housing and Economic Development Authority (WHEDA) offers multiple down payment assistance programs to help Wisconsin homebuyers achieve homeownership with reduced upfront costs.

Easy Close
Forgivable LoanForgiven in 5 years

Provides down payment and closing cost assistance as a forgivable second mortgage. Forgiven after 5 years of continuous occupancy.

Assistance Amount
Up to $10,000
Advantage
Deferred Loan

Enhanced program offering higher assistance amounts for eligible first-time buyers.

Assistance Amount
Up to 4% of purchase price
Program Comparison
ProgramTypeAmountForgiveness
Easy CloseForgivable LoanUp to $10,0005 years
AdvantageDeferred LoanUp to 4% of purchase priceN/A

Eligibility Requirements

To qualify for Wisconsin down payment assistance programs, you typically need to meet these requirements:

General Requirements
  • First-time homebuyer (no ownership in past 3 years)
  • Minimum credit score of 640
  • Property must be in Wisconsin and primary residence
  • Meet income and purchase price limits
  • Complete homebuyer education course
Key Limits & Requirements
Minimum Credit Score
640
Income Limit
Up to 100% AMI (varies by county)
First-Time Buyer Required
Yes
Homebuyer Education
Required

How to Apply for Wisconsin Down Payment Assistance

Follow these steps to access Wisconsin down payment assistance programs through duPont Lending

1

Get Pre-Qualified

Complete our quick online application to determine your eligibility and loan options.

2

Choose Your Program

Work with your loan officer to select the best Wisconsin DPA program for your situation.

3

Complete Education

Complete required homebuyer education course (we'll guide you to approved providers).

4

Close on Your Home

Finalize your loan with down payment assistance applied, reducing your upfront costs.

Ready to Access Wisconsin Down Payment Assistance?

Get pre-qualified in minutes and discover which Wisconsin DPA programs you qualify for. Our experienced team will guide you through every step of the process.

Official Wisconsin Resources

For more information about Wisconsin down payment assistance programs

Wisconsin Housing and Economic Development Authority (WHEDA)

Official state housing finance agency administering DPA programs in Wisconsin

Visit Official Website

Need help navigating Wisconsin DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.

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