West Virginia Down Payment Assistance Programs
Comprehensive guide to West Virginia DPA programs through West Virginia Housing Development Fund (WVHDF). Get up to Up to 5% of loan amount to help with your down payment and closing costs.
West Virginia DPA Programs
West Virginia Housing Development Fund (WVHDF) offers multiple down payment assistance programs to help West Virginia homebuyers achieve homeownership with reduced upfront costs.
Provides comprehensive assistance covering both down payment and closing costs. Assistance is a second mortgage with no monthly payments.
Higher assistance amounts for buyers in targeted areas or specific professions.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| Down Payment & Closing Cost Assistance | Deferred Loan | Up to 5% of loan amount | N/A |
| Enhanced Assistance Program | Forgivable Loan | Up to 6% of loan amount | 5 years |
Eligibility Requirements
To qualify for West Virginia down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer or haven't owned in 3 years
- Minimum credit score of 640
- Property must be in West Virginia and primary residence
- Meet income limits
- Complete homebuyer education
Step-by-Step Application for West Virginia Down Payment Assistance
Follow these steps to access West Virginia down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best West Virginia DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access West Virginia Down Payment Assistance?
Get pre-qualified in minutes and discover which West Virginia DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official West Virginia Resources
For more information about West Virginia down payment assistance programs
West Virginia Housing Development Fund (WVHDF)
Official state housing finance agency administering DPA programs in West Virginia
Visit Official WebsiteNeed help navigating West Virginia DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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