Washington Down Payment Assistance Programs
Comprehensive guide to Washington DPA programs through Washington State Housing Finance Commission. Get up to Up to 5% of loan amount to help with your down payment and closing costs.
Washington DPA Programs
Washington State Housing Finance Commission offers multiple down payment assistance programs to help Washington homebuyers achieve homeownership with reduced upfront costs.
Provides substantial down payment and closing cost assistance with competitive rates. Assistance is a second mortgage with deferred payments.
Enhanced program offering higher assistance amounts for eligible first-time buyers.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| House Key | Deferred Loan | Up to 5% of loan amount | N/A |
| Home Advantage | Forgivable Loan | Up to 4% of purchase price | 10 years |
Eligibility Requirements
To qualify for Washington down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer (no ownership in past 3 years)
- Minimum credit score of 640
- Property must be in Washington and primary residence
- Meet income limits (adjusted for high cost areas)
- Complete homebuyer education course
How to Apply for Washington Down Payment Assistance
Follow these steps to access Washington down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Washington DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Washington Down Payment Assistance?
Get pre-qualified in minutes and discover which Washington DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Washington Resources
For more information about Washington down payment assistance programs
Washington State Housing Finance Commission
Official state housing finance agency administering DPA programs in Washington
Visit Official WebsiteNeed help navigating Washington DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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