Vermont Down Payment Assistance Programs
Comprehensive guide to Vermont DPA programs through Vermont Housing Finance Agency (VHFA). Get up to Up to $10,000 to help with your down payment and closing costs.
Vermont DPA Programs
Vermont Housing Finance Agency (VHFA) offers multiple down payment assistance programs to help Vermont homebuyers achieve homeownership with reduced upfront costs.
Provides down payment and closing cost assistance as a second mortgage with no monthly payments.
Additional assistance program offering enhanced funding for eligible first-time buyers.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| VHFA Advantage | Deferred Loan | Up to $10,000 | N/A |
| ASSIST | Forgivable Loan | Up to 3% of purchase price | 10 years |
Eligibility Requirements
To qualify for Vermont down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer (no ownership in past 3 years)
- Minimum credit score of 640
- Property must be in Vermont and primary residence
- Meet income limits
- Complete homebuyer education course
Step-by-Step Guide to Applying for Vermont Down Payment Assistance
Follow these steps to access Vermont down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Vermont DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Vermont Down Payment Assistance?
Get pre-qualified in minutes and discover which Vermont DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Vermont Resources
For more information about Vermont down payment assistance programs
Vermont Housing Finance Agency (VHFA)
Official state housing finance agency administering DPA programs in Vermont
Visit Official WebsiteNeed help navigating Vermont DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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