SC Down Payment AssistanceSouth Carolina Down Payment Assistance Programs
Comprehensive guide to South Carolina DPA programs through South Carolina State Housing Finance and Development Authority. Get up to Up to 5% of loan amount to help with your down payment and closing costs.
South Carolina DPA Programs
South Carolina State Housing Finance and Development Authority offers multiple down payment assistance programs to help South Carolina homebuyers achieve homeownership with reduced upfront costs.
Special program for military, law enforcement, firefighters, healthcare workers, and teachers offering enhanced assistance.
Provides down payment assistance as a forgivable second mortgage for eligible first-time buyers.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| Palmetto Heroes | Forgivable Loan | Up to 5% of loan amount | 5 years |
| ForgivableEquity | Forgivable Loan | Up to 5% of loan amount | 5 years |
Eligibility Requirements
To qualify for South Carolina down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer or repeat buyer for Palmetto Heroes
- Minimum credit score of 640
- Property must be in South Carolina and primary residence
- Meet income limits
- Complete homebuyer education course
How to Apply for South Carolina Down Payment Assistance
Follow these steps to access South Carolina down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best South Carolina DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access South Carolina Down Payment Assistance?
Get pre-qualified in minutes and discover which South Carolina DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official South Carolina Resources
For more information about South Carolina down payment assistance programs
South Carolina State Housing Finance and Development Authority
Official state housing finance agency administering DPA programs in South Carolina
Visit Official WebsiteNeed help navigating South Carolina DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
Cookie Consent
We use cookies and similar technologies to enhance your experience, analyze site traffic, and personalize content. By clicking "Accept," you consent to our use of cookies. You can learn more about our cookie practices in our Privacy Policy and Terms and Conditions.