PA Down Payment AssistancePennsylvania Down Payment Assistance Programs
Comprehensive guide to Pennsylvania DPA programs through Pennsylvania Housing Finance Agency (PHFA). Get up to Up to $10,000 to help with your down payment and closing costs.
Pennsylvania DPA Programs
Pennsylvania Housing Finance Agency (PHFA) offers multiple down payment assistance programs to help Pennsylvania homebuyers achieve homeownership with reduced upfront costs.
Provides down payment and closing cost assistance as a forgivable second mortgage. Forgiven after 10 years of continuous occupancy.
Enhanced assistance program offering higher amounts for eligible buyers with additional closing cost funds.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| HOMEstead | Forgivable Loan | Up to $10,000 | 10 years |
| Keystone Advantage | Deferred Loan | Up to 4% of purchase price | N/A |
Eligibility Requirements
To qualify for Pennsylvania down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer (no ownership in past 3 years)
- Minimum credit score of 640
- Property must be in Pennsylvania and primary residence
- Meet income limits based on county
- Complete homebuyer education course
How to Apply for Pennsylvania Down Payment Assistance Programs
Follow these steps to access Pennsylvania down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Pennsylvania DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Pennsylvania Down Payment Assistance?
Get pre-qualified in minutes and discover which Pennsylvania DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Pennsylvania Resources
For more information about Pennsylvania down payment assistance programs
Pennsylvania Housing Finance Agency (PHFA)
Official state housing finance agency administering DPA programs in Pennsylvania
Visit Official WebsiteNeed help navigating Pennsylvania DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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