NH Down Payment Assistance

New Hampshire Down Payment Assistance Programs

Comprehensive guide to New Hampshire DPA programs through New Hampshire Housing Finance Authority. Get up to Up to 3.5% of loan amount to help with your down payment and closing costs.

Up to 3.5% of loan amount
Max Assistance
2
Programs Available
640
Min Credit Score
Required
Homebuyer Education

New Hampshire DPA Programs

New Hampshire Housing Finance Authority offers multiple down payment assistance programs to help New Hampshire homebuyers achieve homeownership with reduced upfront costs.

Affordable Homeownership Program
Deferred Loan

Provides down payment and closing cost assistance as a second mortgage with deferred payments.

Assistance Amount
Up to 3.5% of loan amount
First Home Plus
Forgivable LoanForgiven in 10 years

Enhanced program offering higher assistance amounts for eligible first-time buyers.

Assistance Amount
Up to 4% of loan amount
Program Comparison
ProgramTypeAmountForgiveness
Affordable Homeownership ProgramDeferred LoanUp to 3.5% of loan amountN/A
First Home PlusForgivable LoanUp to 4% of loan amount10 years

Eligibility Requirements

To qualify for New Hampshire down payment assistance programs, you typically need to meet these requirements:

General Requirements
  • First-time homebuyer (no ownership in past 3 years)
  • Minimum credit score of 640
  • Property must be in New Hampshire and primary residence
  • Meet income limits
  • Complete homebuyer education
Key Limits & Requirements
Minimum Credit Score
640
Income Limit
Up to 100% AMI
First-Time Buyer Required
Yes
Homebuyer Education
Required

How to Apply

Follow these steps to access New Hampshire down payment assistance programs through duPont Lending

1

Get Pre-Qualified

Complete our quick online application to determine your eligibility and loan options.

2

Choose Your Program

Work with your loan officer to select the best New Hampshire DPA program for your situation.

3

Complete Education

Complete required homebuyer education course (we'll guide you to approved providers).

4

Close on Your Home

Finalize your loan with down payment assistance applied, reducing your upfront costs.

Ready to Access New Hampshire Down Payment Assistance?

Get pre-qualified in minutes and discover which New Hampshire DPA programs you qualify for. Our experienced team will guide you through every step of the process.

Official New Hampshire Resources

For more information about New Hampshire down payment assistance programs

New Hampshire Housing Finance Authority

Official state housing finance agency administering DPA programs in New Hampshire

Visit Official Website

Need help navigating New Hampshire DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.