MA Down Payment AssistanceMassachusetts Down Payment Assistance Programs
Comprehensive guide to Massachusetts DPA programs through Massachusetts Housing Partnership (MHP). Get up to Up to $50,000 or 20% of purchase price to help with your down payment and closing costs.
Massachusetts DPA Programs
Massachusetts Housing Partnership (MHP) offers multiple down payment assistance programs to help Massachusetts homebuyers achieve homeownership with reduced upfront costs.
Combines first and second mortgages into one loan with down payment assistance. No separate second mortgage payment required.
Provides a second mortgage at below-market rates with deferred payments to help with down payment.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| ONE Mortgage | Second Mortgage | Up to $50,000 or 20% of purchase price | N/A |
| SoftSecond | Deferred Loan | Up to 20% of purchase price | N/A |
Eligibility Requirements
To qualify for Massachusetts down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer (no ownership in past 3 years)
- Minimum credit score of 660
- Property must be in Massachusetts and primary residence
- Meet income limits (adjusted for high cost of living)
- Complete homebuyer education course
How to Apply for Massachusetts Down Payment Assistance
Follow these steps to access Massachusetts down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Massachusetts DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Massachusetts Down Payment Assistance?
Get pre-qualified in minutes and discover which Massachusetts DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Massachusetts Resources
For more information about Massachusetts down payment assistance programs
Massachusetts Housing Partnership (MHP)
Official state housing finance agency administering DPA programs in Massachusetts
Visit Official WebsiteNeed help navigating Massachusetts DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
Cookie Consent
We use cookies and similar technologies to enhance your experience, analyze site traffic, and personalize content. By clicking "Accept," you consent to our use of cookies. You can learn more about our cookie practices in our Privacy Policy and Terms and Conditions.