LA Down Payment AssistanceLouisiana Down Payment Assistance Programs
Comprehensive guide to Louisiana DPA programs through Louisiana Housing Corporation (LHC). Get up to Up to 3.5% of loan amount to help with your down payment and closing costs.
Louisiana DPA Programs
Louisiana Housing Corporation (LHC) offers multiple down payment assistance programs to help Louisiana homebuyers achieve homeownership with reduced upfront costs.
Mortgage Revenue Bond program providing down payment assistance as a second mortgage with no monthly payments.
Program for specific professions (teachers, police, firefighters, healthcare workers) with enhanced assistance.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| MRB DPA | Deferred Loan | Up to 3.5% of loan amount | N/A |
| Opening Doors | Forgivable Loan | Up to 5% of loan amount | 5 years |
Eligibility Requirements
To qualify for Louisiana down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer or haven't owned in 3 years
- Minimum credit score of 640
- Property must be in Louisiana and primary residence
- Meet income and purchase price limits
- Complete homebuyer education
Apply for Louisiana Down Payment Assistance in 4 Easy Steps
Follow these steps to access Louisiana down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Louisiana DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Louisiana Down Payment Assistance?
Get pre-qualified in minutes and discover which Louisiana DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Louisiana Resources
For more information about Louisiana down payment assistance programs
Louisiana Housing Corporation (LHC)
Official state housing finance agency administering DPA programs in Louisiana
Visit Official WebsiteNeed help navigating Louisiana DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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