Hawaii Down Payment Assistance Programs
Comprehensive guide to Hawaii DPA programs through Hawaii Housing Finance and Development Corporation. Get up to Up to $25,000 to help with your down payment and closing costs.
Overview of Hawaii Down Payment Assistance Programs
Hawaii Housing Finance and Development Corporation offers multiple down payment assistance programs to help Hawaii homebuyers achieve homeownership with reduced upfront costs.
Provides substantial assistance to help with Hawaii's high home prices. Offered as a second mortgage with deferred payments.
Combines competitive interest rates with down payment assistance for eligible first-time buyers.
| Program | Type | Amount | Forgiveness |
|---|---|---|---|
| Hula Mae Down Payment Assistance | Deferred Loan | Up to $25,000 | N/A |
| First-Time Homebuyer Program | Forgivable Loan | Up to 5% of purchase price | 10 years |
Eligibility Requirements
To qualify for Hawaii down payment assistance programs, you typically need to meet these requirements:
- First-time homebuyer (haven't owned in past 3 years)
- Minimum credit score of 660
- Property must be in Hawaii and primary residence
- Meet income limits (adjusted for Hawaii's high cost of living)
- Complete homebuyer education
How to Apply
Follow these steps to access Hawaii down payment assistance programs through duPont Lending
Get Pre-Qualified
Complete our quick online application to determine your eligibility and loan options.
Choose Your Program
Work with your loan officer to select the best Hawaii DPA program for your situation.
Complete Education
Complete required homebuyer education course (we'll guide you to approved providers).
Close on Your Home
Finalize your loan with down payment assistance applied, reducing your upfront costs.
Ready to Access Hawaii Down Payment Assistance?
Get pre-qualified in minutes and discover which Hawaii DPA programs you qualify for. Our experienced team will guide you through every step of the process.
Official Hawaii Resources
For more information about Hawaii down payment assistance programs
Hawaii Housing Finance and Development Corporation
Official state housing finance agency administering DPA programs in Hawaii
Visit Official WebsiteNeed help navigating Hawaii DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.
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