CT Down Payment Assistance

Connecticut Down Payment Assistance Programs

Comprehensive guide to Connecticut DPA programs through Connecticut Housing Finance Authority (CHFA). Get up to Up to $15,000 or 3% of purchase price to help with your down payment and closing costs.

Up to $15,000 or 3% of purchase price
Max Assistance
2
Programs Available
660
Min Credit Score
Required
Homebuyer Education

Connecticut DPA Programs

Connecticut Housing Finance Authority (CHFA) offers multiple down payment assistance programs to help Connecticut homebuyers achieve homeownership with reduced upfront costs.

Down Payment Assistance Loan
Deferred Loan

Provides assistance as a second mortgage with no monthly payments. Repaid when you sell, refinance, or pay off your first mortgage.

Assistance Amount
Up to $15,000 or 3% of purchase price
Closing Cost Assistance
Grant

Additional funds to cover closing costs, reducing out-of-pocket expenses at closing.

Assistance Amount
Up to $5,000
Program Comparison
ProgramTypeAmountForgiveness
Down Payment Assistance LoanDeferred LoanUp to $15,000 or 3% of purchase priceN/A
Closing Cost AssistanceGrantUp to $5,000N/A

Eligibility Requirements

To qualify for Connecticut down payment assistance programs, you typically need to meet these requirements:

General Requirements
  • First-time homebuyer or haven't owned in 3 years
  • Minimum credit score of 680 for conventional, 660 for FHA
  • Property must be in Connecticut and primary residence
  • Meet income limits (typically 80-100% AMI)
  • Complete homebuyer education course
Key Limits & Requirements
Minimum Credit Score
660
Income Limit
80-100% AMI (varies by program)
First-Time Buyer Required
Yes
Homebuyer Education
Required

How to Apply for Connecticut Down Payment Assistance

Follow these steps to access Connecticut down payment assistance programs through duPont Lending

1

Get Pre-Qualified

Complete our quick online application to determine your eligibility and loan options.

2

Choose Your Program

Work with your loan officer to select the best Connecticut DPA program for your situation.

3

Complete Education

Complete required homebuyer education course (we'll guide you to approved providers).

4

Close on Your Home

Finalize your loan with down payment assistance applied, reducing your upfront costs.

Ready to Access Connecticut Down Payment Assistance?

Get pre-qualified in minutes and discover which Connecticut DPA programs you qualify for. Our experienced team will guide you through every step of the process.

Official Connecticut Resources

For more information about Connecticut down payment assistance programs

Connecticut Housing Finance Authority (CHFA)

Official state housing finance agency administering DPA programs in Connecticut

Visit Official Website

Need help navigating Connecticut DPA programs? Our team specializes in down payment assistance and can help you determine which program is best for your situation.

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