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duPont Lending Team

Closing Cost Estimator

Estimate your total closing costs including lender fees, title insurance, and prepaid items.

Loan Details

Estimated Total Closing Costs

$14,142

3.54% of home price

Cost Breakdown

Lender Fees$4,805
Origination Fee (1%)$3,200
Underwriting Fee$500
Processing Fee$450
Appraisal$500
Credit Report$50
Title & Escrow$3,050
Title Insurance$2,000
Escrow Fee$500
Recording Fees$150
Prepaid Items$4,387
Homeowners Insurance$1,200
Property Taxes (6 mo)$2,000
Prepaid Interest$921
Other Fees$1,900
Home Inspection$500
Survey$400
Attorney Fees$750

Important Notes

  • • These are estimated costs. Actual costs may vary by lender, location, and loan type.
  • • Some fees may be negotiable or waived depending on the lender and your situation.
  • • Closing costs typically range from 2-5% of the home purchase price.
  • • Ask about lender credits or seller concessions to reduce your out-of-pocket costs.
  • • Contact us for a detailed Loan Estimate with exact costs for your situation.