Mortgage Calculators
Plan your home purchase with our free, easy-to-use mortgage calculators. Get instant estimates and make informed decisions.
Mortgage Payment Calculator
Estimated Monthly Payment
$2,161
/month
Principal & Interest$1,770
Property Tax$292
Home Insurance$100
Total Monthly$2,161
Loan Amount$280,000
Down Payment$70,000
Total Interest Paid$357,125
Total Paid$707,125
Understanding Mortgage Calculations
Payment Calculator
Estimate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI). Adjust loan amount, interest rate, and term to see how they affect your payment.
Affordability Calculator
Determine how much house you can afford based on your income, debts, and down payment. Uses the 28/36 rule and calculates your debt-to-income ratio.
Refinance Calculator
See if refinancing makes sense for you. Calculate potential savings, break-even point, and compare your current loan to a new one with different terms.
Important Notes
- • These calculators provide estimates only and are not loan commitments
- • Actual rates, payments, and terms depend on your credit, income, and property
- • Property taxes and insurance vary significantly by location
- • Down payments less than 20% typically require PMI (Private Mortgage Insurance)
- • Contact us for a personalized quote based on your specific situation